Additional Benefits
Living Benefits
Members suffering from a terminal illness with less than one year to live may access a portion of their insurance policy proceeds with the addition of an Accelerated Death Benefit Rider. This is available at no charge on most COF policies. Subject to terms and conditions.
Newborn Infant Benefit
Parents whose child dies in the 90 days following its birth may receive a $5,000 death benefit. Additionally, one of the following must apply to the parents:
- If the parents of a newborn child are married, both parents of the child must own or be insured by a COF policy (excluding supplemental contracts, annuity and/or accidental death benefit policy).
- If the parents of a newborn child are not married, one of the parents of the child must own or be insured by a COF policy (excluding supplemental contracts, annuity and/or accidental death benefit policy).
- Payment will be made to the individual(s) in loco parentis of the child.
ScriptSave®
This no-cost program offers savings on prescriptions! To date, COF members have saved more than $1.3 million with this benefit. This is not an insurance program and does not provide insurance coverage. Discounts are available exclusively through participating pharmacies.
Opportunities for social, spiritual, and charitable growth
Participate in a variety of events organized by your local court or the Fraternal Outreach Team! Care for your brothers and sisters in need at a Feeding God’s Children event, grow in your faith at a Spirituality Tap-in event, partner with your local court to fund raise for deserving causes, and, whether you’re a student or not, participate in the life-changing adventure of an Alternative Break. For more information on these social, spiritual and charitable growth opportunities, visit this page or contact the Fraternal Outreach Team.