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Annuity products can help provide you with income and financial security for life.
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Annuities

Striving to set and reach long-term financial goals? This product is the answer. COF offers outstanding protection and security through quality fixed annuity products and retirement plans. Each product provides eligibility for COF’s added-value fraternal benefits.

An annuity is a long-term insurance investment product that pays income. It can be incorporated into your financial strategy as a way to accumulate money for retirement and/or turn a lump sum of money into guaranteed, steady income during retirement (after age 59 ½).

COF offers fixed annuities. Fixed annuities accumulate funds on a tax-deferred basis1, offer a death benefit to loved ones and give options to receive income for life, along with other contract-specific features. Money can be received from an annuity quarterly, annually or in a lump sum payment. All guarantees, including death benefit payments, are dependent on the claims paying ability of Catholic Order of Foresters.

1Tax deferred: you do not pay taxes on your earnings until funds are withdrawn from your policy. Because annuities offer insurance and investment features, annuities may be subject to additional fees.


  • ADVANTAGE Starter™
  • ADVANTAGE Flex™
  • ADVANTAGE Plus™
  • SPIA

ADVANTAGE Starter™ Membership Annuity

If you're looking for a simple "non-IRA" option that offers a competitive rate for a nominal premium, our ADVANTAGE Starter™ Membership Annuity may be just right for you.

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ADVANTAGE Flex™ Flexible Premium Deferred Annuity

Are you looking for an investment vehicle in which you can make regular contributions on a periodic or non-periodic basis, earn a competitive rate and have the future option to receive a guaranteed regular income? Our ADVANTAGE Flex™ annuity may be the answer.

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ADVANTAGE Plus™ Single Premium Deferred Annuity

Have you recently received a lump sum and are wondering where to invest it? Catholic Order of Foresters offers an ADVANTAGE Plus™ annuity as a solution. This annuity allows for a single premium and offers the highest rate of all our annuity products. If you don't have a need to make additional future contributions, the ADVANTAGE Plus™ annuity may be just what you are looking for.

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Single Premium Immediate Annuity (SPIA)

If you’re looking for a responsible way to earn money and want immediate payouts, this type of annuity is for you. It offers contracts of 10, 15 and 20 years and through a lifetime contingency, the length of your life. You aren't taxed on the amount of money (the base) you place in this annuity, but on the interest (the income) you earn.

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Annuities FAQ

Not available in all states and the District of Columbia. Contact your financial representative or the home office for costs and complete coverage details. Contract subject to terms and conditions. The description of benefits is brief and does not constitute, in itself, a contract. This site makes no warranty or representation regarding the accuracy or completeness of the information provided in this site. WLP (2005) 2/2011; SPWLP (2005) 2/2011
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