Why choose Whole Life insurance?

Genesis Life offers flexible premium options to fit you and your family’s needs. Customized limited pay options include 10-pay, 15-pay, 20-pay or any duration you choose. You can also tailor the premium payments to age 67, 75, 85, 120, or whatever suits your needs.

The policy builds cash value over time¹, which is guaranteed to increase each year and will never decline in value due to changes in the financial markets. It provides dependable, long-term value that you can count on.

¹As long as no loans or withdrawals are taken.

Premium payments will never increase, cash value will always increase, and the death benefit will never decrease.²

²As long as all premiums are paid and no loans or withdrawals are taken. All guarantees are backed by the claims-paying ability of Catholic Order of Foresters.

As participating whole life insurance, Genesis Life policies are eligible to receive annual dividends.³

Multiple dividend options are available to be chosen from to help your policy accomplish your goals and intentions.

³Dividends are not guaranteed.

Whole life insurance offers valuable income tax advantages that include: a death benefit that is typically paid income tax-free, tax-deferred cash value accumulation⁴, and tax-advantaged access to cash values.⁵

⁴COF nor its agents provide tax advice; consult a tax professional regarding your specific situation.
⁵Policy loans or withdrawals may reduce the death benefit and cash accumulation and could also reduce coverage duration. If loans equal or exceed the cash value, the policy will terminate.

The policy builds cash value over time¹, which is guaranteed to increase each year and will never decline in value due to changes in the financial markets. It provides dependable, long-term value that you can count on.

¹As long as no loans or withdrawals are taken.

Premium payments will never increase, cash value will always increase, and the death benefit will never decrease.²

²As long as no loans or withdrawals are taken.

As participating whole life insurance, Basic Value Life policies are eligible to receive annual dividends.³

Multiple dividend options are available to be chosen from to help your policy accomplish your goals and intentions.

³Dividends are not guaranteed.

Whole life insurance offers valuable income tax advantages that include: a death benefit that is typically paid income tax-free, tax-deferred cash value accumulation⁴, and tax-advantaged access to cash values.⁵

⁴COF nor its agents provide tax advice; consult a tax professional regarding your specific situation.
⁵Policy loans or withdrawals may reduce the death benefit and cash accumulation and could also reduce coverage duration. If loans equal or exceed the cash value, the policy will terminate.