We use cookies to ensure that we give you the best experience on our website. By clicking "Accept All", you consent to our use of cookies.
Customize Consent Preferences
We use cookies to help you navigate efficiently and perform certain functions. You will find detailed information about all cookies under each consent category below.
The cookies that are categorized as "Necessary" are stored on your browser as they are essential for enabling the basic functionalities of the site. ...
Always Active
Necessary cookies are required to enable the basic features of this site, such as providing secure log-in or adjusting your consent preferences. These cookies do not store any personally identifiable data.
No cookies to display.
Functional cookies help perform certain functionalities like sharing the content of the website on social media platforms, collecting feedback, and other third-party features.
No cookies to display.
Analytical cookies are used to understand how visitors interact with the website. These cookies help provide information on metrics such as the number of visitors, bounce rate, traffic source, etc.
No cookies to display.
Performance cookies are used to understand and analyze the key performance indexes of the website which helps in delivering a better user experience for the visitors.
No cookies to display.
Advertisement cookies are used to provide visitors with customized advertisements based on the pages you visited previously and to analyze the effectiveness of the ad campaigns.
Find peace of mind knowing you can protect your current and future financial needs. A whole life policy guarantees you will be covered from the day you purchase it to when you need it most, as long as premiums are paid. Whole life insurance is permanent coverage with a fixed premium.
Genesis Life
We know one size doesn’t fit all and we know everyone has needs and goals which are unique to them. Genesis Life offers unmatched advantages which can be tailored to meet a range of goals, plus our Fraternal Legacy Rider can be added to your policy for no additional cost!
Genesis Life offers flexible premium options to fit you and your family’s needs. Customized limited pay options include 10-pay, 15-pay, 20-pay or any duration you choose. You can also tailor the premium payments to age 67, 75, 85, 120, or whatever suits your needs.
The policy builds cash value over time1, which is guaranteed to increase each year and will never decline in value due to changes in the financial markets. It provides dependable, long-term value that you can count on.
1As long as no loans or withdrawals are taken.
Premium payments will never increase, cash value will always increase, and the death benefit will never decrease.2
2As long as all premiums are paid and no loans or withdrawals are taken. All guarantees are backed by the claims-paying ability of Catholic Order of Foresters.
As participating whole life insurance, Genesis Life policies are eligible to receive annual dividends.3
Multiple dividend options are available to be chosen from to help your policy accomplish your goals and intentions.
3Dividends are not guaranteed.
Whole life insurance offers valuable income tax advantages that include: a death benefit that is typically paid income tax-free, tax-deferred cash value accumulation4, and tax-advantaged access to cash values.5
4COF nor its agents provide tax advice; consult a tax professional regarding your specific situation. 5Policy loans or withdrawals may reduce the death benefit and cash accumulation and could also reduce coverage duration. If loans equal or exceed the cash value, the policy will terminate.
For those looking for a policy to help pay for final expenses, or just a lower amount of coverage, Basic Value Life provides stability when it matters most.
The policy builds cash value over time1, which is guaranteed to increase each year and will never decline in value due to changes in the financial markets. It provides dependable, long-term value that you can count on.
1As long as no loans or withdrawals are taken.
Premium payments will never increase, cash value will always increase, and the death benefit will never decrease.2
2As long as no loans or withdrawals are taken.
As participating whole life insurance, Basic Value Life policies are eligible to receive annual dividends.3
Multiple dividend options are available to be chosen from to help your policy accomplish your goals and intentions.
3Dividends are not guaranteed.
Whole life insurance offers valuable income tax advantages that include: a death benefit that is typically paid income tax-free, tax-deferred cash value accumulation4, and tax-advantaged access to cash values.5
4COF nor its agents provide tax advice; consult a tax professional regarding your specific situation. 5Policy loans or withdrawals may reduce the death benefit and cash accumulation and could also reduce coverage duration. If loans equal or exceed the cash value, the policy will terminate.
MEC stands for Modified Endowment Contract. An MEC is a life insurance policy with premium payments exceeding federal tax limitations in the first seven years after issue or a change in benefits. The cash value of an MEC will accumulate income tax free. In addition, death benefits will still be income tax free to the beneficiary. Any pre-death distributions, such as full or partial surrenders, policy loans, and policy assignments, are taxable to the extent there is a gain in the policy. In addition to regular income tax, a 10% federal tax penalty is imposed on the taxable portion of the distribution. The penalty tax is waived only if the taxpayer is over 59½ or qualifies for another exception under federal law.1
1Catholic Order of Foresters nor its agents offer tax advice; consult a tax professional regarding your specific situation.
Yes! If the policy is a participating policy, the owner can choose to apply the earned dividends towards the policy premium.
The Fraternal Legacy Rider is a rider that can be added to certain life insurance policies. When you purchase a Catholic Order of Foresters life insurance policy with a death benefit of $50,000 or more, you can add the Fraternal Legacy Rider to your policy. It provides an additional five percent death benefit to a Catholic charitable organization of your choice at no additional cost to you. The rider’s flexibility allows you to name multiple charitable beneficiaries. For more information, visit this page!
When you purchase the Guaranteed Purchase Option (GPO) Rider, you can choose a variety of dates to purchase additional insurance without providing any medical information. You also have an option to purchase an Additional Paid-Up Life Insurance Rider, which allows you to make additional premium payments that go directly to purchasing additional paid-up insurance. This can be set up for the life of your policy.
Not available in all states. Contact your agent or the Home Office for costs and complete coverage details. Policies subject to terms and conditions. The description of benefits is brief and does not constitute, in itself, a policy. For complete description, terms and conditions, please see the product documentation.
23-07-H4 V.09/23
You are now leaving the website.
You have clicked a link that will take you away from Catholic Order of Foresters’ website. We are not responsible for the content of the alternate website nor do we receive any monies from any transaction fee that may be charged by a third party. We do not guarantee the accuracy or completeness of the information contained therein. Providing links to alternate websites is not an endorsement by Catholic Order of Foresters of those sites or the information they contain. Privacy and security policies and practices of alternate websites are different from those of Catholic Order of Foresters. By clicking the PROCEED button below, you acknowledge these statements and will be taken to the alternate site. If you want to remain at this site, select the CANCEL button.
